22. Detroit Lions
Jamie Collins had one of the best seasons of his career for the New England Patriots. He contributed 81 total tackles, a team-leading seven sacks, three forced fumbles, and three interceptions. Then the Lions offered him a three-year, $30 million contract.

It’s definitely not the most dramatic risk on this page. But the questions begs, has Collins already delivered his best? The veteran linebacker is almost 31. They’re effectively paying for what he has done instead of what he will do. But if you’re a three-win team, those are the breaks.