3. Philip Rivers
Rivers is another example of a decent quarterback who fell short of being elite. The former Chargers star spent 17 seasons with the franchise before a year in Indiana. The eight-time Pro Bowler never played in a Super Bowl and had a 5-7 postseason record. In short, he was perfectly serviceable for a regular season. However, he wasn’t the man for the playoffs.
He had three solid displays but usually failed to deliver in the postseason. Rivers famously played an AFC title game against the Patriots with a torn ACL. This was very brave so there’s no questioning his heart. On the other hand, they lost the game so it was arguably the wrong call. Many believe that Rivers is one of the best QBs without a ring but maybe they overrate him (via NBC Sports).